/* RESET START */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, font, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, label, legend,
 caption {
	margin: 0;
	padding: 0;
	border: 0;
	outline: 0;
	font-size: 100%;
	background: transparent;
}
body {
	line-height: 1;
}
ol, ul {
	list-style: none;
}
blockquote, q {
	quotes: none;
}
blockquote:before, blockquote:after,
q:before, q:after {
	content: '';
	content: none;
}

h2 { 
font-size:21px;
 font-family:Georgia, "Times New Roman", Times, serif;
  color:#1a263b;
   font-weight:normal;
   display:block;
   border-bottom: dotted 1px #999999;
   padding-bottom:10px;
   }

/* remember to define focus styles! */
:focus {
	outline: 0;
}

ins {
	text-decoration: none;
}
del {
	text-decoration: line-through;
}

table {
	border-collapse: collapse;
	border-spacing: 0;
}
/* RESET END */
body{
background:url(../images/mainBG.gif) repeat-x #334051; 
font-family:Verdana, Arial, Helvetica, sans-serif;
color:#000000;
font-size:12px;
}
#pageWrap{
position:relative;
width:951px;
margin:0 auto;
}
#headWrap{
position:relative;
width:951px;
background:url(../images/head-bg2.jpg) no-repeat;
height:127px;
}
#headWrap .txtPos{
position:relative;

padding-top:40px;
margin-left:118px;
}
#headWrap .txtPos2{
position:relative;
padding-top:40px;
}
#headWrap h1{
font-family:"Times New Roman", Times, serif;
color:#435771;
font-size:34px;
font-weight:normal;
}
#headWrap h2{
font-family:"Times New Roman", Times, serif;
color:#4073a7;
font-size:20px;
font-weight:normal;
font-style:italic;
}
#headWrap h3{
font-family:"Times New Roman", Times, serif;
color:#435771;
font-size:20px;
font-weight:normal;
font-size:italic;
}
#topNav{
position:relative;
background:url(../images/topNav-BG.gif) no-repeat;
height:49px;
width:951px;
padding-top:8px;
}
#bodyWrap{
position:relative;
width:951px;
}
#bodyWrap p{
padding-top:15px;
padding-bottom:15px;
line-height:20px;
}
#bodyWrap a{
color:#045f98;
text-decoration:none;
}
#bodyWrap a:hover{
color:#c13d1e;
text-decoration:underline;
}
#bodyWrap ul{
margin-top:20px;
margin-bottom:20px;
padding-left:30px;
}
#bodyWrap li{
list-style:square;   
line-height:20px;
padding-left:20px;

}
#bodyWrap .pageTitle .titlePos {
position:relative;
float:left; 
top:15px;
margin-left:18px;
}
#bodyWrap .pageTitle .titlePos h1{
color:#000000;
font-family:Georgia, "Times New Roman", Times, serif;
font-size:24px;
font-weight:normal;
line-height:normal;
}
.pageTitle{
background:url(../images/pageHead.gif) no-repeat;
height:58px;
width:951px;
}
.pageBody{
background:url(../images/pageBodyBG.gif) repeat-y;
width:951px; padding-top:10px;
}
.pageBody-left{
position:relative;
float:left;
width:556px;
margin-left:18px;
}
.pageBody-right{
position:relative;
float:right;
width:336px;
margin-right:8px;
}
.footerWrap{
background:url(../images/footer-bg.gif) repeat-x #FFFFFF;
padding-top:20px;
}
.live-help{
position:relative;
float:right;
width:226px;
height:40px;
top:9px;
margin-right:60px;
}
.subheading{
background:url(../images/subheading-titles.gif) repeat-x;
height:40px;
margin-top:20px;
}
.subheading-badge{
position:relative;
float:left;
background:url(../images/subheading-badge.gif) no-repeat;
height:40px;
width:40px;
}
.subheading-clock{
position:relative;
float:left;
background:url(../images/subheading-clock.gif) no-repeat;
height:40px;
width:40px;
}
.subheading-text{
position:relative;
float:left;
margin-left:15px;
padding-top:8px;
}
.subheading-text h2{
font-family:Georgia, "Times New Roman", Times, serif;
color:#1a263b;
font-size:20px;
line-height:normal;
font-weight:normal;
}
.subheading-text h2 a{
color:#1a263b;
text-decoration:none;
}
.subheading-text h2 a:hover{
color:#c13d1e;
text-decoration:underline;
}
#rightForm{
position:relative;
width:336px;
}
.rightForm-top{
/*background:url(../images/form_top3.gif) no-repeat;*/
background:url(../images/form_top3_v2.gif) no-repeat;
height:48px;
width:336px;
}
.rightForm-body{
background:url(../images/form_taglinebody2.gif) repeat-y;
width:302px;
padding-left:17px;
padding-right:17px;
}
.rightForm-div{
width:336px;
height:17px;
background:url(../images/form_div2.gif) no-repeat;
}
.rightForm-foot{
background:url(../images/form_foot2.gif) no-repeat;
width:336px;
height:14px;
}
.rightForm-tagline{
font-family:Arial, Helvetica, sans-serif;
font-size:12px;
color:#CC0000;
font-weight:bold;
padding-top:12px;
padding-bottom:8px;
line-height:normal; text-align:center;
}
.rightFormBodyTXT{
color:#000000;
font-size:11px;
}
.rightFormInput{
width:120px;
height:17px;
border:solid 1px #999999;
margin-bottom:10px;
margin-top:2px;
}
.verdictsWrap{
margin-top:20px; margin-bottom:20px;
}
.verdictsTitle{
border-bottom:solid 1px #c39a7b;
}
.verdictsTitle h2{
font-family:Georgia, "Times New Roman", Times, serif;
font-size:20px;
color:#823c08;
font-weight:normal;
line-height:normal;
}
.verdictsBody{
background:#FFFFFF;
padding:12px 8px 12px 8px;
}
.verdictsBody strong{
color:#b27601;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:16px;
display:block;
padding-bottom:8px;
}
.verdicts-div{
height:2px;
width:248px;
margin:12px auto;
background:url(../images/verdicts-div.gif) no-repeat;
}
/*
#topNav li{
display:inline; background:url(../images/navline.gif) no-repeat left; padding-left:4px; 
}

#topNav ul {
margin-left:30px; 
padding-top:15px; 
padding-bottom:15px;
}

#topNav a { 
color:#fff; 
text-decoration:none; 
padding:10px;}

#topNav a:hover {
background:url(../images/navhover.gif) repeat-x ; 
padding:10px; 
}
*/
.footerWrap ul {
margin-left:25Px; 
padding-top:5px; 
padding-bottom:15px;
list-style:none;
}

.footerWrap li {
display:inline; 
list-style:none; 
}

.footerWrap a {
color:#333333; 
text-decoration:none; 
padding:5px;}
 
 .vidWrap{
margin-top:20px; 
margin-bottom:20px;
}
#form1{
font-size:14px;
margin-left:5px;
}
#form1 span input:focus, #form1 textarea:focus{
border: solid 1px #000099;
background:#EAEAEA;
}
.formshadow{
background:url(../images/formShadow.gif) no-repeat;
width:336px;
height:13px;

}
.subheading-text h2{
display:inline;
border: 0 none;
}
.calcBox{
background:#faf9f5;
 padding:5px 15px 5px 15px;
 border:solid 1px #cccccc;
  font-weight:bold;
   margin:15px 0px 15px 0px;
}
.ctaBox1{
background:#FFFFCC;
 padding:5px 15px 5px 15px;
 border:solid 1px #FFCC66;
  font-weight:bold;
   margin:15px 0px 15px 0px;
}
/* --- blue nav --- */
#blueNav-Wrap{
width:963px;
margin:0 auto;
height:27px;
line-height:normal;
}

#blueNav{
height:28px;
text-align:left;
background:#5f656f;
}
/* dropdown nav */
.ddsmoothmenu{
line-height:normal;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
/*background: #414141; background of menu bar (default state)*/
width: 100%;
text-align:left;
}

.ddsmoothmenu ul{
z-index:100;
margin:0px;
padding:0px 0px 0px 0px;
list-style-type: none;
background:#003366;
}

/*Top level list items*/
.ddsmoothmenu ul li{
position: relative;
display: inline;
float: left;
padding:1px 0px 0px 0px;
margin:0px;
}

/*Top level menu link items style*/
.ddsmoothmenu ul li a{
display: block;
background:inherit;
/*background: #414141; background of menu items (default state)*/
color: white;
   padding:6px 18px 7px 15px;
border-right: 1px solid #a7a7a9;
color: #2d2b2b;
text-decoration: none;
line-height:normal;
}

* html .ddsmoothmenu ul li a{ /*IE6 hack to get sub menu links to behave correctly*/
display: inline-block;
}

.ddsmoothmenu ul li a:link, .ddsmoothmenu ul li a:visited{
color: white;
}

.ddsmoothmenu ul li a.selected{ /*CSS class that's dynamically added to the currently active menu items' LI A element*/
background:#044974; 
color: white;
}

.ddsmoothmenu ul li a:hover{
background: #044974; /*background of menu items during onmouseover (hover state)*/
color: white;
}
	
/*1st sub level menu*/
.ddsmoothmenu ul li ul{
position: absolute;
left: 0;
display: none; /*collapse all sub menus to begin with*/
visibility: hidden;
}

/*Sub level menu list items (undo style from Top level List Items)*/
.ddsmoothmenu ul li ul li{
display: list-item;
float: none;
}

/*All subsequent sub menu levels vertical offset after 1st level sub menu */
.ddsmoothmenu ul li ul li ul{
top: 0;
}

/* Sub level menu links style */
.ddsmoothmenu ul li ul li a{
line-height:normal;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
width: 160px; /*width of sub menus*/
padding: 5px;
margin: 0;
border-top-width: 0;
border-bottom: 1px solid gray;
}



.downarrowclass{
position: absolute;
top: 12px;
right: 7px;
}

.rightarrowclass{
position: absolute;
top: 6px;
right: 5px;
}

/* ######### CSS for shadow added to sub menus  ######### */

.ddshadow{
position: absolute;
left: 0;
top: 0;
width: 0;
height: 0;
background: silver;
}

.toplevelshadow{ /*shadow opacity. Doesn't work in IE*/
opacity: 0.8;
}
/* ---- end dropdown nav */

a.button{
	background:#fff;
	border:solid 1px #000;
	display:block;
	color:#555555;
	font-weight:normal;
	height:30px;
	line-height:29px;
	margin-bottom:14px;
	text-decoration:none;
	font-family:"Lucida Grande", "Lucida Sans Unicode", Verdana, Arial, Helvetica, sans-serif; 
	font-size:12px;
}
a:hover.button{
	color:#0066CC;
	background:#FFC;
}

.video{
		background:url(../images/video.gif) no-repeat 10px 8px;
		text-indent:30px;
		display:block;
	}